The purpose of this web site is for Owner/Operators to have one location for current relevant information along with answers to common questions we are getting related to current events and unprecedented Local and Worldwide situations impacting our valued friends across the country.
We are standing by to help you and your business be better informed and prepared!
The world is changing everyday, but our commitment to you has not. Whether a client or not, we are here to help! Clients leave us, we never leave them.
Please reach out no matter your situation or status and we will help you or your community.
We are fully staffed and working 24 hours a day 7 days a week to serve you in these times.
Please email, call (our direct lines or mobile numbers), or use our Mobile App anytime.
It was quite the year in 2023. Active Atlantic Storm season, restaurant fires, record Convective storms, wildfires/smoke, unusual temperature fluctuations, flooding rains, rouge waves, wars, terrorism, volcanic activity, unprecedented cyber attacks, and more.
During Hurricane Season - track the latest below while tracking our current and past response further below.
Preparation is what you can do to help protect your business, people, customers, and your communities impact. The link below helps you Prepare 72+ Hours In Advance and much more...
We recommend preparation so that you can be part of the solution (the one that can help yourself and others) vs. being part of the problem (the one needing help) - "Fear should be motivating, not debilitating".
Direct link below to help you order quickly the basics for your restaurants
Direct link below to active/real-time Hurricane Information
ACTIVE STORM WARNING!
Managing repair cost and getting back open to some level is the key for Owners/Operators to manage their long-term insurance costs. We are here to help whether you are a client a ours or not!
Please call Ashley Rausa (your claims liaison) anytime if you think you have a claim and we will support you through the process.
We provided disaster relief funds to the Disaster Funds and the American Red Cross to support Hurricane victims.
We meet with clients, drop off bottled water, tarp roofs, help communities, cut or chop up trees, help restore businesses, protect property, answer questions, mop out restaurants, direct traffic, etc.
We are prepared and ready to deploy on-demand as needs arise to support Owner/Operators and their communities with further needs.
Contact us with any disaster related needs whether business or personal.
We are monitoring flooding across many areas of the country and supporting clients. Please contact us for the latest. https://www.ready.gov/floods
Earthquakes can cause fires, tsunamis, landslides or avalanches. While they can happen anywhere without warning, areas at higher risk for earthquakes include Alaska, California, Hawaii, Oregon, Puerto Rico, Washington and the entire Mississippi River Valley. Please contact us for the latest and for prevention, below is one resource that has helped many businesses https://www.ready.gov/earthquakes
We are monitoring Wildfires in the Western US and supporting clients. Please contact us for the latest and for prevention, below is one resource that has helped many businesses https://www.profitingfromsafety.com/make-your-business-wildfire-ready/ .
We are monitoring Tornado's to support the owners, crew, and community impacted. Click Here for Resources
We are monitoring Drought/Dry conditions in numerous areas of the US and supporting clients. Please click here for the latest: https://droughtmonitor.unl.edu/
We monitor heat waves in the US which not only strain energy supply/price, but also can create side effects that can cause other impacts to you and your business. Please click here for the latest: https://www.weather.gov/safety/heat-ww
Click Below to Get Started
We continuously work on other coverage options to cover you more broadly than the minimum requirements.
Your EPLI (Employment Practices Liability Insurance) policy comes with a helpline to support your success.
Contact us to learn about options to better manage Workers Compensation premiums.
We are financially strong and our business will be here to support you long-term.
We are open with even more availability.
Call, email, text, or use our Mobile App. 24x7. Most of our team are work expanded hours which includes weekends.
Thank you for caring about our valued team members and their families. We are all blessed to have such amazing clients and we are cheering for your happiness, health, safety, and business success.
We started working on your 3/1/2024 renewal in April 2023 as to ensure we have vetted as many insurance companies/markets to ensure they know about the benefits of partnering with us to bring you the best long-term. We look forward to providing you even more options and value.
As the largest provider of Workers Compensation insurance to Owner/Operators, we are working hard to ensure you have options specific to your needs.
Library of Risk Management resources specific to restaurant Loss Prevention, Claims Management, Preparation, and Related Support
Owner/Operators are each unique and one size does not fit all.
Learn and review various coverages.
National Loss Prevention is our initiative to provide resources to the whole system (not just our clients) to help better manage everyone's long-term insurance premiums.